AARP Insurance Programs From The Hartford

Get a Quote Through Our AARP Insurance Programs Today

Since 1984, The Hartford has offered special discounts and benefits to AARP members through the AARP ® Auto and Home Insurance Program from The Hartford. 1 In fact, The Hartford has the only auto and home insurance program endorsed by AARP. If you’re looking for great coverage, rates and rewards, you’ve come to the right place.

Get an auto or homeowners insurance quote today to discover all of the great coverage options and savings available to you.

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Auto Insurance

4.8/5 Star Claims Experience*

With the AARP Auto Insurance Program from The Hartford, you’ll enjoy average car insurance savings of $577 † plus rewards exclusive to AARP members. Through great rates and discounts, The Hartford’s policies help protect drivers and their families out on the road.

Learn More About Car Insurance for AARP Members

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Access Discounts & Savings

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Bundle Home & Auto Insurance

Homeowners inside their home celebrating their aarp discounts

Homeowners Insurance

4.6/5 Star Claims Experience*

The Hartford’s home insurance policies are built to protect you wherever you are. No matter what type of home you live in, The Hartford will help you get coverage that meets your individual needs. Through your AARP membership, you get exclusive access to savings and member benefits through the AARP Home Insurance Program from The Hartford.

Home Insurance

The Hartford offers homeowners insurance coverage to help protect the investment you’ve made in your home, with average home insurance savings of $236 † plus rewards exclusive to AARP members.

Renters Insurance

If you rent an apartment, house or condo, renters insurance can help you protect yourself and your belongings.

Condo Insurance

Condo insurance can help provide coverage for your one-of-a-kind home.

Learn More About Property Insurance for AARP Members

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Additional Insurance Coverages Available Through The Hartford's Nutmeg Insurance Agency

The Hartford's Nutmeg Insurance Agency offers coverage through a trusted specialty carrier to help you get the coverage you need at the right price. You can count on The Hartford's Nutmeg Insurance Agency to protect your prized assets, whether you’re on the water or the golf course.

Classic Car Insurance

If you own a collector car, classic car insurance can help you protect your valuable possession. 2

RV Insurance

RV insurance helps provide your motorhome, travel trailer or camper with the custom coverage and protection you need.

ATV Insurance

ATV insurance coverage can help you get the right protection for your all-terrain vehicle. 3

Boat Insurance

No matter what type of recreational boat or watercraft you own, boat insurance can help you get reliable coverage for your unique needs. 4

Golf Cart Insurance

We offer full golf cart insurance coverage to help you stay protected on the course.

Snowmobile Insurance

Snowmobile insurance can help you stay protected as you ride. 5

Flood Insurance

If you live in an area that is vulnerable to flooding, flood insurance is an optional coverage that can help give you peace of mind. 6

Common Questions About AARP Insurance From The Hartford

Do You Have To Be an AARP Member To Get AARP Insurance From The Hartford?

Yes, you will need to have an AARP membership to be eligible for the AARP Auto and Home Insurance Program from The Hartford.

Who Is Eligible for the AARP Insurance Programs From The Hartford?

To be eligible for the AARP Auto and Home Insurance Program from The Hartford, you must be a member of AARP and meet the AARP age requirements, which is 50 or older.

Is Insurance Cheaper With an AARP Membership?

Through the AARP Auto Insurance Program from The Hartford, you can qualify for many discounts, including saving up to 10% on car insurance just for being an AARP member. To save even more, you can bundle insurance coverages with the AARP Auto and Home Insurance Program from The Hartford.

How Much Can AARP Members Save on Home and Auto Insurance?

With The Hartford insurance, AARP members who are eligible can save $813 † when they bundle car and home insurance.

Can You Join AARP for Free?

You’ll have to pay an annual membership fee of $16 per year to join AARP. 7

Does AARP Offer Their Own Insurance?

No, AARP is not an insurance company. The Hartford has offered exclusive discounts and benefits to AARP members through the AARP Auto and Home Insurance Program from The Hartford since 1984.

How Do I Become an AARP Member?

When you purchase your policy through the AARP Auto and Home Insurance Program from The Hartford, The Hartford will help sign you up for your AARP membership if you don’t already have one, all within the same transaction.

What Insurance Company Does AARP Use?

The Hartford has the only auto and home insurance program endorsed by AARP.

Is Joining AARP Worth It?

By joining AARP, you get access to a wide range of exclusive discounts and benefits for AARP members, including the Auto and Home Insurance Program from The Hartford.

Reviews From AARP Members

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“Since I was a member of AARP, I looked at The Hartford. They saved me an astonishing amount of money compared to the car insurance I was with. We have been very happy with them.”

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“I would not think twice about our decision to go with The Hartford for our auto insurance. It was the best decision we made.”

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“In addition to saving me hundreds of dollars per year vs. my prior auto insurance company, Hartford's claim reporting process is straightforward, and my claim representative took the time to clearly explain each step to me.”

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““From beginning to end, The Hartford took care of everything in a professional and thorough way. I would not want auto insurance from any other company.”

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“The Hartford has taken care of me for many years. They are always instantly available to assist me. Settlements are always fast and fair. The check is quickly written and sent to me. They are the only auto insurance company that I will ever use.”

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“As anyone who has been involved in an auto accident knows, an unpleasant experience is about to follow. Fortunately, The Hartford representative made the process as simple and easy as possible. I would definitely recommend The Hartford to anyone looking for 1st class auto insurance.”

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Couple seeing how easy it is to get an aarp insurance quote

Get an Insurance Quote From The Hartford

For over 35 years, The Hartford has been protecting AARP members and their families through the AARP Auto and Home Insurance Program from The Hartford. The Hartford is here to help you get the coverage you need at a price that fits your budget.

To find out more about the special discounts and benefits available to you, get an insurance quote from The Hartford for auto or home today.

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Investor Relations

The Hartford Newsroom

Key Facts About The Hartford

Last Updated: March 6, 2024

2 This Program may either be underwritten through Hagerty Group, LLC by Essentia Insurance Company (“Essentia”) or by one of the affiliated companies of American Modern Insurance Group, Inc. (American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company) (“American Modern”), through Nutmeg Insurance Agency Inc., an affiliate of Hartford Fire Insurance Company. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Essentia and American Modern. Hagerty policies are written by Essentia Insurance Company, through Nutmeg Insurance Agency, an affiliate of The Hartford Fire Insurance Company. Hagerty is a trusted partner of The Hartford with no direct relationship to AARP.

3,4,5 Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. This Program is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Southern Home Insurance Company in FL and LA, American Modern Home Insurance Company d/b/a American Modern Insurance Company (Lic. No 222-8) in CA, American Family Home Insurance Company in AR and GA (Personal Watercraft only) and American Modern Home Insurance Company in all other states, or by one of the licensed insurers of Foremost Insurance Company through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire Insurance Company, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by the insurance companies of American Modern Insurance Group, Inc or Foremost Insurance Company.

6 The Hartford is a participant in the federal Write Your Own (WYO) Program, part of the National Flood Insurance Program managed by the Federal Emergency Management Agency (FEMA). WYO flood policies are underwritten by the federal government and issued, sold, and administered by authorized private insurance companies, including Hartford Fire Insurance Company, Hartford Insurance Company of the Midwest and Hartford Underwriters Insurance Company. Accordingly, Hartford WYO flood policies are written subject to the rules, regulations, terms, conditions, and availability of the National Flood Insurance Program.

*** “World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 9/1/22 and 8/31/23. Your savings may vary. Average auto insurance savings is $577 and average home insurance savings is $236. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Hartford does not write new business in all areas, including the states of CA and FL.

§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage ® is a registered mark of The Hartford.

§§ Terms and conditions apply.

‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.

‡‡ Terms and conditions apply. Availability varies by state.

‡‡‡ Based on one car and driver; individual rate/premium/savings will vary based on actual coverage selections and characteristics of vehicle(s)/driver(s).